This is a free two-hour workshop to help you improve and understand your credit standing. Credit Counseling workshops are available for all ages and genders! Participants can expect to be provided with the following information: - Receive a copy of your credit report - Learn how to read and understand your credit report - Understand why a credit report is needed for financing and how it can effect your spending - Learn what items impact your credit score rating and how to use them to your benefit - Learn about the Fair Debt Collection Practice Act - Find ways to improve your credit score

Provides multiple helplines for people to speak with experts and get connected to resources regarding financial issues including bankruptcy, credit score improvement, foreclosure, mortgage default/delinquency and debt management for student, credit card, medical and tax-related debt.

Offers services to assist community members in getting back to a place of financial self-sufficiency. Asset building services include Earned Income Tax Credit (EITC) assistance and FDIC Money Smart Financial Education classes. One-on-one counseling is also available for credit health assessments, business plans, debt reduction, and accessing free credit reports. Also offers tax preparation assistance and computer access for self-filers.

Provides free online learning communities and counseling resources to help service members with financial challenges during and after transitioning. Helps service members and families achieve their goals.

Provides small business owners and aspiring entrepreneurs with workshops, business development advice, credit counseling, and access to a variety of resources. Small Business Counseling: One on one counseling for small businesses focused on license application guidance, business plan development, and outreach on information for capital access. Entrepreneurship Classes: 8-week free entrepreneurship training course in English and Spanish that covers marketing, legal requirements, taxes, licensing, and insurance issues specific to participants. Food Cart Incubator: Program providing first-hand experience to aspiring food –entrepreneurs. Our incubator program offer a business operation space, a commercial kitchen, food vending carts, marketing support, and one-on-one business assistance. WMBE Certification: Training business certificate for minority or women-owned through the Washington State Office of Minority & Women’s Business Enterprises.

Provides advisory services where consumers obtain advice and counsel about buying on credit and handling credit problems.  Helps develop a plan with creditors to have payments reduced when a person's monthly obligations exceed income available for debts. Offers financial literacy workshops available upon request.

Provides financial planning, first time homeownership counseling, and classes to help people manage their finances. Provides the following: Financial Credit Counseling, Budgeting, Money Management Coaching, Money Management Workshops, Bi-Merge Credit Reports & Scores, First Time Home Buyer Classes, Mortgage Assistance Referrals, Homeownership Counseling, Foreclosure Counseling & Assistance, Business Workshops (Starting & Expanding Your Own Business), Business Start-Up & Expansion Funding, Business Mentor Program, Free Tax Preparation Assistance, Earned Income Tax Credit (EITC) Information, Money Cents Classes, Youth Money Management, Youth Entrepreneurship (Business) Workshops, and Funding Your Higher Education.

Financial empowerment workshops to help people learn to understand money, debt, and credit information.

Provides one-on-one financial education, counseling and coaching to people with disabilities and their families. Assistance includes: - Benefits coaching - Taking control of debt - Dealing with debt collectors - Developing new credit. - Improving credit and FICO scores - Creating and managing a budget - Opening and maintenance of affordable mainstream bank accounts. - Identity theft resources - Setting up an ABLE account Also provides connection to other services including tax preparation and legal advice for various financial issues

Offers comprehensive financial counseling services including: - Budget and debt management. - Debt repayment strategies. - HUD-approved mortgage, delinquency, and default resolution consolidation. - Home purchase guidance. - Bankruptcy counseling and post-bankruptcy counseling. - Student loan counseling.

InCharge Debt Solutions is a national non-profit credit counseling agency offering confidential budget counseling, debt management, housing counseling, bankruptcy counseling and financial education programs to consumers, including military personnel serving overseas.

Supports the financial capability of individuals with disabilities by helping improve credit, reduce debt, gain access to appropriate financial services, and increase savings.   Program begins with a financial well-being assessment to reveal overall status of the client's finances. Financial assessments can be made over the phone.   Other plan components may include -  Benefits planning -  Financial Counseling -  Credit education -  Group financial education -  Individual progress tracking

Assist consumers in making informed decisions about managing their debt.  Credit experts will conduct a confidential counseling session to determine the specific financial situation and present the options available to help manage and pay off debts and improve long term credit standing.    One of the options available to our clients who are unable to make significant progress on their unsecured debt, have fallen behind and can't get caught up, or are dealing with the stress of collection calls is a Debt Management Plan.  American Financial Solutions has relationships with creditors to put together a structured repayment plan to get clients on track and on the road to becoming debt free.    Typical benefits may include:   Lowering overall interest rates.    Re aging of accounts.  (Bringing your accounts current if you have fallen behind.)    Elimination of late and over the limit fees.   A structured repayment plan will consolidate all of the clients accounts into a single consistent payment each month which can be automatically deducted from a bank account.  Once an account is paid in full, American Financial Solutions will roll that payment over to other accounts.

Offers financial reviews and education in person, over the phone, or online. Services include: - Credit and debt counseling. - Bankruptcy counseling. - Housing counseling (pre-purchase, foreclosure prevention, and reverse mortgage). - Student loan debt counseling. - Debt management plans. - Credit report reviews. - Foreclosure information. - Tips for first-time veteran and military homebuyers.

Offers financial literacy classes, covering the following topics: Values, Budgeting, Goal Setting, Banking, Debt Reduction, Credit Repair, Consumerism, Insurance, Transportation, Home Ownership, Retirement and Investing. Classes, offered in both English and Spanish, meet once a week and are open to the public.

Assist consumers in making informed decisions about managing their debt.  Credit experts will conduct a confidential counseling session to determine the specific financial situation and present the options available to help manage and pay off debts and improve long term credit standing.    One of the options available to our clients who are unable to make significant progress on their unsecured debt, have fallen behind and can't get caught up, or are dealing with the stress of collection calls is a Debt Management Plan.  American Financial Solutions has relationships with creditors to put together a structured repayment plan to get clients on track and on the road to becoming debt free.    Typical benefits may include:   Lowering overall interest rates.    Re aging of accounts.  (Bringing your accounts current if you have fallen behind.)    Elimination of late and over the limit fees.   A structured repayment plan will consolidate all of the clients accounts into a single consistent payment each month which can be automatically deducted from a bank account.  Once an account is paid in full, American Financial Solutions will roll that payment over to other accounts.

Offers an opportunity to increase credit. Provides one-on-one financial counseling with a coach and access to financial products that are safe and secure with building credit. Also assists people who don't understand credit reports by proving helpful information and getting an annual free credit report; if CCCS isn't able to pull report for free, there will be a $20 fee.

Brings together local resources to expand access to first-time and second-chance bank accounts for low- and moderate-income residents, especially working families. The goal is to assist unbanked and under-banked residents in achieving greater economic prosperity by connecting them to financial mainstream services. This goal includes increasing the availability of financial education and credit counseling services; providing outreach; and involving the support of financial, workforce development, social service, housing, and government agencies.