This is a free two-hour workshop to help you improve and understand your credit standing. Credit Counseling workshops are available for all ages and genders! Participants can expect to be provided with the following information: - Receive a copy of your credit report - Learn how to read and understand your credit report - Understand why a credit report is needed for financing and how it can effect your spending - Learn what items impact your credit score rating and how to use them to your benefit - Learn about the Fair Debt Collection Practice Act - Find ways to improve your credit score