Provides financial planning, first time homeownership counseling, and classes to help people manage their finances. Provides the following: Financial Credit Counseling, Budgeting, Money Management Coaching, Money Management Workshops, Bi-Merge Credit Reports & Scores, First Time Home Buyer Classes, Mortgage Assistance Referrals, Homeownership Counseling, Foreclosure Counseling & Assistance, Business Workshops (Starting & Expanding Your Own Business), Business Start-Up & Expansion Funding, Business Mentor Program, Free Tax Preparation Assistance, Earned Income Tax Credit (EITC) Information, Money Cents Classes, Youth Money Management, Youth Entrepreneurship (Business) Workshops, and Funding Your Higher Education.