Provides low-interest loans for the rehabilitation of one- to four-unit family residences. Provides financial counseling, technical assistance, and loans to property owners. Loan repayments can be deferred. Loans are due in full upon sale, transfer of title, or change of use of occupancy. Also provides: Inspection to determine needed health, safety and deferred maintenance repairs; Preparation of scope of work; Assistance in bid solicitation, contractor selection and contract preparation; Assistance in construction oversight; Information on lead-based paint hazards.

Provides loans to established nonprofits, growing businesses, and start-up businesses. Helps families to finance energy upgrades, build accessory dwelling units, and replace failing septic systems and aging manufactured homes, even to those who do not qualify for traditional loans.

Offers loans for repairs of homes owned by low-income families. Priority for seniors, disabled individuals, and households with children. Designed to keep rural homeowners living in safe, affordable housing. The repairs are designed to allow weatherization services to be completed once the basic repairs are complete.

Provides loans and grants for low- to moderate-income, owner-occupied homes for necessary major health and safety repairs.   Deferred loans provide up to $34,000 in no-interest loans to low-income homeowners (must live in residence) for major health and safety repairs (as determined by an inspector). Loan is expected to be repaid at the time the home is: - Sold, or title transferred - Refinanced - No longer primary residence Emergency Grants provide up to $9,000 for owner-occupied homes with life-threatening repair needs. Grants are not repaid. Mobile Homeowner Grant Program offers up to $11,000 for emergency repairs to owner-occupied mobile homes without ownership in the land on which the mobile home is located. Home Access Modification Program (HAM) provides grants to make accessibility modifications to rental units for tenants with disabilities.

Offers a 20 year, 0% interest, deferred loan available for home owners living within Kitsap County, but outside of the Bremerton city limits.

The Weatherization Assistance Program installs insulation, weather stripping, caulking, etc., to help increase the energy efficiency and comfort of the homes of eligible low-income people. The Home Repair Loan Program provides health and safety related home repairs for low-income homeowners. Repairs might include plumbing, electrical, wheel chair ramp, etc.

Assist households with the challenges of buying and keeping a home. Offers pre-purchase counseling and education and a down payment assistance loan program.

Assists low and moderate income Bellingham City residents in making repairs to their homes with 0% and low interest loans.

Provides free minor home repairs to such needs as electrical, plumbing, minor roof leaks, furnace or pipes and ramps as well as smoke and carbon monoxide detectors. Program emphasis is on repairs to prevent damage to the health or security of the household.   Makes referrals to home improvement loans for homeowners whose repairs do not fall within the program guidelines.

Provides equity loans to qualified homeowners in Lakewood that have repairs to be completed or are in need of general household upgrades. Loans up to $75,000 with 1% interest and small monthly payments depending on income level, are available to qualified homeowners who meet the program requirements. The homeowner must possess clear title to the home and have lived in it for over a year. The residence must be a single family residence and can be either a stick-framed home or a manufactured/mobile home (this requires landownership to qualify). Program is designed to make general property upgrades, including: - energy efficiency and weatherization upgrades, - completing handicapped accessibility improvements, and - replacing major systems including windows and doors, insulation, plumbing or electrical repairs, roof repair/replacement, furnaces, painting, siding, water heaters, structural repairs, bathroom or kitchen repairs, ADA improvements, etc. Loan funds may also be made to make necessary sewer connections to connect to sanitary sewer main, including decommissioning costs associated with existing septic system.

Provides for the repair or replacement of a failed component in homes of Tacoma Residents that have a moderate or low income. The United States Department of Housing and Urban Development (HUD) supplies the funds to the City of Tacoma. Loan amounts can range from $15,000-$50,000. Loans are low interest (1%), and, depending on the condition and income status of the homeowner, may not require a monthly payment. Those who are under 50% Area Median Income and a senior (62+) or disabled, may qualify for a zero percent deferred loan. Loan can be used for things like: - roofs - exterior and interior painting - window replacement - carpeting and flooring replacement - heating and air system replacement - electrical work - sewer repair or installation - termite or pest repair - exterior work such as sidewalks, driveways, curbs, gutter, hand rails or ramps - door and window screen repair or placement - foundation or structural repairs - fencing and retaining walls.

Provides low and very low income home ownership and repair loans to qualified individuals from rural Washington. Loans may be made to buy or repair an existing house or purchase a new house. Payment may be subsidized based on income. Grants based on need are available to seniors for essential repairs and guaranteed housing loans. For multi-family housing units, community facility loans, water and sewer grants or loans and guaranteed business and industry loans call the Olympia office at (360) 704-7760.

Offers loans up to $15,000 for emergency home repairs. It is a zero interest loan that is due upon the sale or transfer of the home, or the homeowner  moves out. Eligible types of repairs: - Most emergency situations such as an inoperable furnace or hot water heater, roofs, potentially hazardous plumbing or electrical systems or water intrusion issues. -  Other issues that threaten the safety and/or health of the household are eligible. DOES NOT HELP WITH: - Cosmetic improvements - Routine maintenance - Appliance repairs - Repairs to separate porches, rooms, or garages - Sidewalk repair - Painting of interior or exterior surfaces

Offers home repair grants and loans to qualified homeowners for necessary health, life and safety improvements.   If the repair needed is under $3,000 the homeowner will be only eligible to apply for the grant program. If the repair is over $3,000, the homeowner will need to apply first for the loan program. If they are denied a loan, they will be eligible to apply for a grant, up to $10,000. The following is a partial list of priority issues: - Accessibility needs and modifications - Appliances, if existing ones are nonfunctional, inefficient or in very poor condition - Bathroom repair - Brick or masonry repair - Chimney repair - Door and window repair or replacement (if in poor condition) - Driveway or walkway repair - Electrical upgrades - Floor repair and covering - Foundation repair or replacement - Furnace/boiler repair or replacement - Gutter cleaning, repair, or replacement - Hazardous materials abatement - Hot water heater repair or replacement - Kitchen repair - Paint, interior and exterior - Plumbing repair - Porch repair or replacement - Retaining wall repair (for code violations, or if hazardous) - Roof repair or replacement - Sewer repair - Siding (if in poor condition) - Structural repair - Water line repair or replacement

Provides loans for home improvement, rental housing, and home ownership to low-income eligible home owners in the following cities: Grandview, Harrah, Mabton, Toppenish, Sunnyside, Union Gap, Wapato, and Zillah. Anyone living in incorporated Yakima County (outside of Yakima City limits) can call to apply. - Rehabilitation Loan: for low- to moderate-income homeowners that need home improvement. County will do an inspection in the home to determine what repairs it needs to keep it at housing market to keep home owner living in the home. - Rental housing: Expands the supply of affordable rental housing available to extremely low-to very low-income home renters. Explores the feasibility, options, and select a model to pilot to provide landlord rental rehabilitation for very low to moderate-income rental households in Year 5. - Home ownership: Provides assistance to developers, sponsors, or owners to assist extremely low- to very-income households that are prepared to become home owners.

Provides deferred-payment, low-interest loans for needed repairs and maintenance. Repairs include new roofs, electrical, or heating system, plumbing and more.

Rural Home Loans Provides loans to help low-income individuals purchase homes in rural areas. Funds can be used to build, repair, renovate, or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities. Housing Repair Loans & Grants Provides loans to rural residents to repair, improve, or modernize homes or to remove health and safety hazards. Provides grants to remove health and safety hazards. Maximum loan is $20,000. Maximum grant is $7,500.

Provides no-interest loans to qualified homeowners in order to preserve the life of the home and/or increase safety, accessibility and quality of homeowner.