InCharge Debt Solutions is a national non-profit credit counseling agency offering confidential budget counseling, debt management, housing counseling, bankruptcy counseling and financial education programs to consumers, including military personnel serving overseas.

Helps college students stay enrolled in school by offering benefits access, financial coaching, income supports, and referrals to other support services. Limited emergency financial grants available for homelessness prevention and emergencies. Students meet one-on-one with a coach to discuss college and career goals. Appointments typically last one hour, but there is no limit to the number of appointments.   Typical areas of assistance: -  Managing debt -  Signing up for ORCA LIFT, SNAP/EBT, health insurance, WIC, etc. -  Building credit & pulling credit reports -  Budgeting -  Scholarships - Tax preparation - Access to on-campus food pantry - Referrals to additional resources

Sin Miedo al Éxito is an economic development program that focuses on supporting individuals with financial literacy, as well as current and potential small business owners within marginalized groups. Homing in on the specific needs of each business or idea, in order to execute a tailored plan that will help their growth.

Provides budget development, education and guidance to help Service members and their families achieve personal financial readiness. Offers classes on financial planning, money management, credit, insurance, and consumer rights.

Supports the financial capability of individuals with disabilities by helping improve credit, reduce debt, gain access to appropriate financial services, and increase savings.   Program begins with a financial well-being assessment to reveal overall status of the client's finances. Financial assessments can be made over the phone.   Other plan components may include -  Benefits planning -  Financial Counseling -  Credit education -  Group financial education -  Individual progress tracking

Financial assistance information is available at the Family Service Center.  Services include budget review, individual financial counseling, and budget analysis.  Financial education programs are presented on a regular basis for military personnel and their family members.  The Financial Specialist is available for General Military Training presentations on request.

Bundles together employment coaching, financial coaching, and access to public benefits through comprehensive case management for economically vulnerable households throughout Pierce County. Service is based on established research on the most affective services.

Assists active and retired Navy and Marine Corps members, and their eligible family members, to achieve financial self-sufficiency. Helps to educate, empower, and partner with clients in implementing the basics of responsible money management.

Offers individuals and households the ability to build financial stability and self-sufficiency for their unique situation. Offers these services as part of the Centers for Strong Families network FINANCIAL OPPORTUNITY CENTER (FOC) SERVICES: 1. Integrated coaching services; - Employment coaching: Job readiness, employment training, and assistance looking for job are essential parts of what is offered at a Financial Opportunity Center site. A job and opportunities for advancement are the platform that supports a family's financial well-being, and employment services are the initial reason many clients begin working with an FOC. - Financial Coaching: helps clients do a better job in how they handle their money. The goal is for a family to examine their savings and spending habits to see if they can make positive changes that improve their credit scores and stabilize and grow their assets. Income Supports access can be crucial for giving a worker the time and income necessary to fulfill training to reach a better paying position and career. Coaches helps clients work through the disjointed network of public benefits and helps individuals access all of the services and supports for which they are eligible. 2. Financial Education: Every individual has a unique situation and the ability to build financial stability and self-sufficiency. Our Financial Education course offers the tools to help you achieve your financial goals. Improving credit, paying off student loans, working to own a home and planning for retirement are some of the many topics covered in our no-cost training for our community. - Tacoma Public Utility low-income customers may qualify to receive up to an $160 credit for completing our Financial Education program and attending a Financial coaching session. 3. Volunteer Income Tax Assistance (VITA): the VITA program provides free Federal tax return preparation to households with income under $65,000. VITA sites prepare current years taxes by appointment only, and may prepare up to 3 years back tax return upon request and limited by availability. Goodwill's Financial Opportunity Center® is supported by United Way of Pierce County & the Local Initiatives Support Corporation (LISC)

Provides various services to help people meet basic needs and stabilize their family, either directly as resources are available, or through linkages to other community-board services. The low-income energy assistance is provided once a year to families and individuals in need who meet the income requirements, and other assistance with energy costs may also be available. Services may include: energy assistance (electric, gas, propane, and wood, when funding permits); gas vouchers or free transit bus passes; lodging / motel vouchers; and food referrals (provides referrals to a local food banks and food pantries for food). People who want to improve circumstances and exit poverty can become equipped through the Future Story Initiative, essential skills training and financial and family-centered coaching.

Provides housing case management, financial counseling, and limited, emergency rental assistance to individuals and households who are at imminent risk of homelessness.

One hour private financial coaching for individuals or couples.

Provides one-on-one financial education, counseling and coaching to people with disabilities and their families. Assistance includes: - Benefits coaching - Taking control of debt - Dealing with debt collectors - Developing new credit. - Improving credit and FICO scores - Creating and managing a budget - Opening and maintenance of affordable mainstream bank accounts. - Identity theft resources - Setting up an ABLE account Also provides connection to other services including tax preparation and legal advice for various financial issues

Provides free online money management classes. Offers various topics such as: - Money Talks: Teaches how to be safe with your money - Where Credit Is Due: helps gain access to your credit reports - Feeling Taxed?: Helps with tips to safely file electronically - You Can Bank On It: teaches electronic banking, including mobile apps - Fit The Bill: Fast, safe, and easy options for managing monthly bills electronically - Let's Go Shopping: Provides information about using online coupon codes, review, and competitive offers - Make a Buck: Teaches how to sell stuff online - Save A Bundle: Learn secrets on saving hundreds of dollars through online Extreme Couponing

Assists active and retired Navy and Marine Corps members, and their eligible family members, to achieve financial self-sufficiency. Helps to educate, empower, and partner with clients in implementing the basics of responsible money management.

Offers services to assist community members in getting back to a place of financial self-sufficiency. Asset building services include Earned Income Tax Credit (EITC) assistance and FDIC Money Smart Financial Education classes. One-on-one counseling is also available for credit health assessments, business plans, debt reduction, and accessing free credit reports. Also offers tax preparation assistance and computer access for self-filers.

Bundles together employment coaching, financial coaching, and access to public benefits through comprehensive case management for economically vulnerable households throughout Pierce County. Service is based on established research on the most affective services.

Assists active and retired Navy and Marine Corps members, and their eligible family members, to achieve financial self-sufficiency. Helps to educate, empower, and partner with clients in implementing the basics of responsible money management.

Provides regularly scheduled workshops and other educational programs designed to help people learn skills such as parenting, stress management, marital communication, and financial management.  Other topics are available upon request.  Presentations are also made at General Military Training (GMT) on request.

Helps college students stay enrolled in school by offering benefits access, financial coaching, income supports, and referrals to other support services. Limited emergency financial grants available for homelessness prevention and emergencies. Students meet one-on-one with a coach to discuss college and career goals. Appointments typically last one hour, but there is no limit to the number of appointments.   Typical areas of assistance: -  Managing debt -  Signing up for ORCA LIFT, SNAP/EBT, health insurance, WIC, etc. -  Building credit & pulling credit reports -  Budgeting -  Scholarships - Tax preparation - Access to on-campus food pantry - Referrals to additional resources

Offers financial reviews and education in person, over the phone, or online. Services include: - Credit and debt counseling. - Bankruptcy counseling. - Housing counseling (pre-purchase, foreclosure prevention, and reverse mortgage). - Student loan debt counseling. - Debt management plans. - Credit report reviews. - Foreclosure information. - Tips for first-time veteran and military homebuyers.

Certified Credit Counselors assist clients with a budget, credit counseling, and financial education. The Debt Management Plan helps clients to receive benefits from creditors which may include lower interest rates and elimination of late and over-the-limit fees. Collection calls should stop after three consecutive, on-time, acceptable payments have been made.  The Debt Management Plan will help to lower clients' debt to income ratio and will have them debt free in approximately five years or less. Continuing financial education and counseling assists with clients' long term success on the plan and helps to build solid financial management skills.

Provides direct advice/guidance for persons who need assistance in managing their financial resources.

Helps provide financial security for women and their families in King County through classes, coaching and training.   Classes include:   Hope & Power for Your Personal Finances: This 10-week class supports survivors of domestic violence to become financially independent and build confidence in their own skills. Topics covered include: -  Safety planning and goal setting -  Budgeting and savings -  Checking and bank accounts -  Credit reports and scores -  Avoiding predatory lenders -  Taxes and legal issues -  Protecting yourself with insurance -  Housing, education, employment   Money Mechanics Workshop: Free 5-week workshop for anyone who feels like their finances could use a tune-up, especially people who are low-income, unemployed or currently or recently homeless. Over four sessions, learn new skills and gain a new understanding of your finances, including: -  Unmasking the mysteries of credit -  Debt management -  Budgeting and banking -  Goal setting -  Saving and investing Includes one-on-one coaching with a certified financial coach, and a two-to-one matched incentivized savings program.

Provides education in basic life skills to low-income families in the areas of communicating with children, household budgeting, time management, developing healthy eating habits, making nutritional meals, developing self-esteem and becoming more self-reliant.