Habitat's goal is to end substandard housing. This is accomplished by building houses with donated funds and volunteer labor. Sells the homes at cost with no-interest mortgages to families who are qualified for the program and who have earned or completed their sweat equity. Principle payments are used to build more homes.  The process starts and ends with families.  The family selection committee works hard to select families that have a demonstrated need, ability to pay back the no interest loan, and a willingness to partner back with Habitat and the community.  Once a family is selected, a family support committee assists the family throughout the building process and the duration of the loan, which may be 30 years.  The building committee builds the house with input from the family. Donated materials and volunteer labor along with the no-interest loan make a quality house very affordable.  Habitat can build a $175,000 home for about $125,000 by donations of time and money. Mortgage payments are usually $600 per month or less, affordable even for a family living off a minimum wage.

Works in partnership with modest income households to build and own simple, decent, affordable housing in safe communities.   Process takes 12-24 months and requires mortgage through a FDIC/WADFI certified lender. Walks with potential homeowners through the lending process. Homes are often accessible, and can make accommodations for those with disabilities. Appliances are often energy efficient, to keep operating costs (utility bills) manageable.

The tiny homes are not free, but they are affordable. People who don’t qualify for conventional home loans can apply for and purchase a tiny home.

Our goal is to end substandard housing. We accomplish this by building houses with donated funds and volunteer labor. We sell the homes at fair market value with an affordable mortgage to families who are qualified for the program and who have earned or completed their sweat equity. Principle payments are used to build more homes.  Our process starts and ends with families.  Our family selection committee works hard to select families that have a demonstrated need, ability to pay back the affordable mortgage, and a willingness to partner with Habitat and the community.  This search is perhaps the most important thing we do, and is rigorous and complete.  Once a family is selected, we have a family support committee that assists the family throughout the building process and the duration of the loan, which may be 30 years.  Our Building committee builds the house with input from the family. Donated materials and volunteer labor along with the low-interest loan make a quality house very affordable.

Provides affordable home ownership opportunities for home buyers with low to moderate incomes. Types of properties that are eligible include condos, single family homes, new construction, and remodeled homes. Works with community partners, lenders, builders, and others; prepares families and individuals for home ownership; helps households purchase existing homes at affordable rates; builds new affordable homes; offers homeowners tools to be successful; and helps manage the buying and selling of affordable homes.

Partners with people in the community, and all over the world, to help build or improve a place to call home. Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage. Helps Habitat homeowners achieve the strength, stability and independence they need to build a better life for themselves and for their families.

Habitat for Humanity Spokane partners with individuals and families in need of a safe affordable place to call home.

Provides high-quality affordable home ownership opportunities to low and medium income families who have lived or worked in the Cascade School District area for at least one calendar year.