If you are behind in your mortgage payments or anticipate not being able to keep up with your house payments let us help. There are certain steps that need to be taken and particular documents that must be reviewed and analyzed prior to working with your lender. Our trained foreclosure counselors can help you gather the necessary documents analyze your individual situation and help you decided what option is best for you.   Possible options are: Repayment plan  Loan Modification or Extension  Forbearance Agreement  Refinance or Rewrite  Deed in Lieu of Foreclosure  Possible Sale of Home  In partnership with the Washington State Housing Finance Commission, we are offering our services free of charge.