Self Help Housing offered at Whatcom-Skagit Housing
Self Help Housing offered at Whatcom-Skagit Housing
Provides assistance to qualified families who wish to build their own homes in cooperative groups. Construction supervisors provide training and supervision. Once the house is finished, families will be responsible for the mortgage of about $300,000. Homes typically have three or four bedrooms, a two-car garage, and are 1,200–1,500 square feet.
Categories
Physical Address
1971 Midway Lane, Bellingham, WA 98226
Hours
M-F, 8:30am-5pm.
Voice
Application process
Call, email or visit website.
Fee
Applicant must pay credit report fee and make mortgage payments once the home is built.
Eligibility
Low income families (at or below 80% of Skagit/Whatcom median income). Income must be high enough to make the mortgage payments (around $40,000 a year). Must commit to 35 hours per week at the jobsite while the home is being built - which will take a little more than a year. Half of those hours must come from the builder and the other half may be contributed by family and friends. Must have an acceptable credit history.
Languages
Spanish
Service area
Whatcom, WA Skagit, WA
Agency info
Whatcom-Skagit Housing
Provides technical assistance to qualified families who wish to build their own homes in cooperative groups. Six to ten very-low to low income families are recruited and assisted in applying for individual home loans, selecting designs, and acquiring construction skills. Participating families make a weekly labor commitment of 35 hours. Program meets federal requirements of USDA Rural Development. Serves Whatcom & Skagit Counties.